Even more synergy! EMV standart: target date June 2004! UBS opts for FINREAD Cartes Bancaires attends e-Smart EMV migration on track c-TRAVEL ready for takeoff FINREAD opens the door to health applications Electronic payments, a state-of-the-art industry! The CB system, a new working framework From design to personalisation Payment terminals, a dual market Logistics and technical interface Towards a borderless smart card In Luxembourg, migration to EMV Security: The five golden rules From RCB to RSB

On the 25th April 2003, all stakeholders in the migration to EMV agreed on a new schedule. Details... The signatories of the addendum to the protocol agreement on the distribution of the CB 5.2 version at Cartes Bancaires on 25 April 2003. On the 25th April 2003, member banks of Groupement des Cartes Bancaires CB and AFECEI*, as well as card accepters represented by the Conseil du Commerce de France (French Retail Council) signed an addendum to the 2001 protocol agreement concerning the deployment of the CB 5.2 version of the bankcard payment system. This initiative had been anticipated by all parties so as to correct discrepancies against the planned schedule for migration to the EMV standard. In preparation for the general introduction of EMV (Europay, MasterCard,Visa) smart cards in Europe, the banks and Retail Council representatives jointly defined a migration plan taking into account the technical requirements specific to their professions. This plan aims to complete the adaptation of electronic payment terminals to the new standard before 30th June 2004. The banking community represented by AFECEI will start to issue CB cards which are purely EMV from 1st October 2004. As of this date, the various versions (secure V4, CB. 5.1 and CB 5.2B0) used by retailers throughout the transition period for the switch to the EMV CB 5.2 standard will be deactivated. Groupement des Cartes Bancaires CB will make every effort to ensure the compatibility through to 1st January 2009 of CB 5.2 approved terminals acquired in 2003 and 2004. The software used in these terminals will be regularly updated, but no more frequently than every two years. The second half of 2003 and the first half of 2004 will see huge technological change for the CB bankcard payment and withdrawal system. At the end of the process, almost one million retailers will be equipped with the EMV payment system enabling them to process more than 45 million CB cards and foreign smart cards with an improved level of security. * AFECEI: French Association of Credit Establishments and Investment Companies. Back to top of page

- Videotel available soon - European Electronic Payments Symposium - New prospects for CB Cards     - Chip & PIN in the UK - The United States adopts the smart card - Plenary session of the European Payment Council