The triumph of an unparalleled concept! Two decades of interbanking! CB's figures never looked better! Cartes 2004, CB on centre stage! CB bankcaard: an everyday item 3D Secure, moving on the test phase! Acquisition: the transformation of the CB system Bank making the commitment Retailers: security is the top priority Migration to EMV, the CB system adapts Distance selling, rentals, etc. The CB contact is changing too! SIBS, the cornerstone of Portugal's banking system EMV: FAQs EMV: current status in Europe

All European countries are migrating to the EMV (Europay MasterCard Visa) standard. This applies to the enlarged European Union of 25 countries, totalling almost 500 million bankcards (17.5 billion payment transactions). Current status: in the Europe of the original 15 Member States, over 21% of bankcards (out of a total of 470 million), 13% of Eftpos terminals and over 32% of ATMs have migrated to EMV. While the rollout of this standard is now underway in all countries, the rate of progression is not the same everywhere. Some, such as the United Kingdom, have made far greater headway. These differences are attributable to the extent of the investment involved and the complexity of the technological changes required.   Migration to EMV : the figures!   FIGURES FOR THE QUARTER 500 8 88250 In millions, the number of bankcards in circulation in the European Union. In billions of euros, the investment European banks have to make to migrate to EMV. The number of Eftpos terminals that had migrated to EMV in France as of 1st October 2004. Back to top of page

– Automatic Fuel Dispensers (AFDs): security on tap – FINREAD heading for standardisation – Security: an international seminar     – Eftpos terminals must be certified CB 5.2/EMV     – CB: recognised expertise – CB welcomes the new european members – "Chip and pin": northern France gets maximum exposure!