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| In mass retail, 86% of EFT terminals are EMV-compliant.
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In France, the migration to EMV will be complete
before the year is out; much of the CB system had already adopted
the new standard by March this year. At the end of September 2005,
60% of bankcards in circulation were EMV certified. Their migration
should be finalised in October 2006, given that since October 2004,
all new and reissued cards are EMV-compliant. Automatic teller machines
(ATMs) have almost all been switched over: 98% have now migrated and
the remaining ATMs should follow suit by the end of the year. EFT
terminals, too, are by and large compatible with the new standard:
76% of those in convenience stores and 86% of those in department
store and supermarket chains are now EMV-compliant. Between 90% and
100% of all terminals will have migrated by the end of 2005. Only
the 150,000 payment kiosks are still in the pilot phase. It is planned
that they should all have migrated in June 2006. Of the 11,500 automatic
fuel vending machines, 500 have migrated (both hardware and software).
Pilots are also still underway for the 8,000 automatic transport ticketing
machines (metro, trains, regional transport, tramways, etc). So far,
200 of these have already migrated.
In the other European countries, the rollout of EMV is progressing
at a variety of speeds. The United Kingdom and Luxembourg are the
two most advanced in their migration: more than 90% of their systems,
bankcards and payment terminals have been adapted to the new standard.
The remaining countries have made considerable progress in one or
other of the links in the electronic payment chain. In Denmark, for
example, 90% of cards and 95% of ATMs are EMV-compliant, but under
5% of EFT terminals; while in Belgium, 100% of ATMs but just 70% of
EFT terminals and 30% of cards; and in Finland, over 95% of ATMs,
but fewer than 2% of EFT machines. |
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