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CB, French payment system
CB, a card payment system, is the leader in France with more than 10 billion transactions per year. The system is managed by the Groupement des Cartes Bancaires CB.

EMV: the standard for CB smartcards

EMV: the standard for CB smartcards

EMV is an international standard for smart debit or credit cards initiated by the EMVCo consortium. It provides a level of security much higher than for cards with magnetic tracks and is largely based on the original CB smartcard.


France, together with Great Britain, was one of the first countries to entirely migrate to the new EMV standard. Today, most European countries have adopted it and are migrating the installed base, and it is the same for certain countries in Asia and America.


Users of the EMV standard have formed the CIR (Common Implementation Recommendations) to specify the EMV specifications and facilitate their implementation. CB contributes to this working group, which has also given rise to SEPA-FAST (Single European Payments Area – Financial Application Specifications for Terminals). The participation of CB does not stop there and extends to other groups working on the standardisation of payment systems in Europe.