Member access
The bank card is the means of payment preferred by the French
More than 40% of internal French consumption is paid for with a CB card.

Manufacturers

Ongoing communication

Communications between CB and manufacturers are very frequent, for CB certification of their products, for consultation work via a consultative committee and, case-by-case, for tests on new products and services.

 

Certification takes place according to the CB certification policy and concerns either issuance (meaning the cards themselves and also the sites were these cards are produced), or acceptance (meaning the terminals).

Four types of players are involved in the process of CB approval: 

 

  • Manufacturers, who submit their products for CB approval and whose products must comply with the functional and security specifications of CB. Prior to this, these manufacturers must be referenced with CB; 
  • CB and non-CB Certification Organisations
    CB certification organisations (for example PayCert), which deliver certificates of compliance if the products comply with CB specifications. Prior to this, these certification organisations must be approved by CB.
    Non-CB certification organisations (for example EMVCo), which deliver certificates in accordance with CB requirements.

  • CB laboratories, which perform tests requested by CB to confirm that the products meet CB specifications; the laboratories (for example Elitt) are first approved by the CB certification organisations and referenced with CB. 

  • The CB Certification Centre, which defines the CB approval policy, authorises the CB Certification Organisations, references CB laboratories and manages the process of the CB approval of manufacturer’s products. 

You will find the description of CB acceptance approval scheme in the attached document: 

 

CB acceptance approval scheme

 

Besides, find the list of accredited companies "QSA" to realize audits PCI-DSS and at present referenced CB: list companies "QSA"

 

As part of its certification process, CB references laboratories that wish to take part in this certification process and therefore act as CB Laboratories. 
To find out how to apply to become a CB Laboratory: 

centre-agrementCB@cartes-bancaires.com

 

A CB Laboratory is a laboratory - approved by a Certification Organisation recognised by CB and referenced by CB - that performs technical evaluations of products and/or processes, to determine their compliance with CB's functional and security requirements.

                                            

Download their field of activities                    Download their field of activities

CB offers test products and services that are representative of the technologies currently being deployed in the field as well as new technologies, such as contactless payment, to various actors throughout the CB payment chain.

 

The test solutions offered by CB take the following forms:

 

  • 1. CB cards:

There are two types of cards depending on the test objective:

 

a) CB test cards, associated with an authorisation service to support the deployment (qualification at the end of development, installation, migration, etc.) and maintenance of payment applications in a “real world” environment – i.e. under the same conditions as those experienced by a customer in a store.

 

b) CB development cards to support the development and qualification of payment applications in a dedicated development environment, i.e. under laboratory conditions only.

 

 

  • 2. CB retailer testing contract:

CB provides a test acquisition service, which allows for the initialisation of applications (CB terminals) in a CB acceptance system dedicated solely to test cards. This service is aimed at users who do not have the option or need to avail of a Banking contract.

 

CB test transaction

 

Catalogue of CB test cards:

A detailed catalogue is available, in which details of all products and services offered are presented in connection with the environment in which they will be used.

 

To order CB test solutions, please complete the order form in full and send it to:

 

cartes-de-test@cartes-bancaires.com 
READ THE FAQ

 

Various players are involved in the process of manufacturing a CB card: 

 

  • The manufacturer of the media (plastic card),
  • The manufacturer of the chip,
  • The assembler (who assembles the card and the chip),
  • The personaliser (who incorporates, into the card and the chip, the elements that make it a unique card: personal data on the magnetic track and the chip, embossing, printing, security number, etc.). 

For each of them, the industrial process and the elements that result from it must comply with CB specifications and are therefore subject to CB certification to ensure compliance. This certification is renewed each year for the whole manufacturing process, and each time a change is introduced into the material or industrial process. 

 

The Hardware Security Modules, which are elements of the "black box" type containing encryption functions for securing transactions and sensitive data, are the subject of particularly rigorous tests and assessment.

 

  

TO KNOW THE STEPS TO TAKE, PLEASE CONTACT agr-emission@CARTES-BANCAIRES.COM

All of the elements that combine to implement a transaction by CB card are subject to certification: 

 

  • The contact or contactless payment terminal,
  • The software embedded in these terminals,
  • The payment systems used for remote sales,
  • The gateways (exchange systems between the merchant and the bank),
  • Automated fuel dispensers,
  • ATMs are also the subject of specific certification. 

Certain automated systems (such as dispensers of groceries, sweets, etc.), and certain payment systems for the hire of goods and services (such as for video rental) are the subject of an additional stage. They include a payment system that is itself certified, and must pass integration tests and obtain an AFAS certificate. This certifies that the unit can be used by consumers under the same conditions of security as certified payment terminals.

 

Consult the list of certified equipment

 

To know the steps to take, please contact centre-agrementCB@cartes-bancaires.com

Lists of CB certificates

All of these lists are the property of CB. Read the legal information here.

 

CB5 APPROVED ACCEPTANCE SYSTEMS: 

 

CB APPROVED NEXO ACCEPTANCE SYSTEMS: 

 

PROXIMITY PAYMENT WALLET: 

 

REMOTE PAYMENT WALLET: 

 

E-COMMERCE SOLUTION: 

 

ISSUER ONLY SOLUTIONS FOR SECURING REMOTE PAYMENTS: 

 

CB CARDS PERSONNALIZATION CHECKING SOLUTIONS:

 

COMMUNICATION SYSTEMS – COMPLIANCE WITH CB SECURITY REQUIREMENTS: 

 

NON MARKETABLE CB APPROVED CB5.X ACCEPTANCE SYSTEMS: 

 

NON MARKETABLE CB APPROVED NEXO ACCEPTANCE SYSTEMS:

 

Twice a year, a meeting of the advisory council brings together CB experts and consumers’ representatives. These meetings inform stakeholders of news concerning the CB system and, above all, provide a means of discussing questions on specific expectations. These meetings are a crucial component of CB governance.  

 

The representatives of consumers’ associations taking part in this council are from among the main representative organisations, including: 

 

    

    

Betatilt