FAST’R by CB is a B2B service for securing online CB payments that helps ensure the security, efficiency, and compliance of online purchases. FAST’R by CB also optimises online payment conversion rates.
Developed in collaboration with retailers and banks, FAST’R by CB is a CB service that enhances transaction security by leveraging the 3-D Secure v2 protocol — a globally recognised standard certified by EMVco for online purchases — as well as CB’s own tools and its fraud-fighting ecosystem.
In less than one-tenth of a second, FAST’R by CB provides the customer’s bank with a recommendation — in compliance with regulations — on whether or not the customer requires strong authentication.
For e-commerce businesses, this ensures compliance with PSD2 requirements, enhances transaction security, and provides customers with the smoothest possible shopping experience.
Strong authentication is a requirement established by PSD2 (Payment Services Directive 2) to enhance the security of online payments. It mandates strong consumer authentication at the time of online payment, while providing for certain exemptions.
Strong authentication relies on a combination of two of the following three factors:
When it comes to online CB payments, there are several solutions available to meet this strong authentication requirement and verify the customer’s identity.
CB has integrated 3-D Secure technology into its FAST’R by CB security platform, which already helps secure more than 99% of CB online payments.
The FAST’R by CB platform is based on a directory server developed by CB.
This powerful and relevant directory enables strong authentication requests during online CB payments to be routed to issuing banks in less than one-tenth of a second, thanks to the performance of CB’s artificial intelligence tools.
FAST’R by CB provides a smoother and faster experience for customers.
It confirms that both the retailer and the issuing bank use the FAST’R by CB service.
The “SECURE CREDIT CARD PAYMENT” padlock logo builds on the trust consumers place in the CB brand. It symbolises that their transaction on the CB network will proceed smoothly and securely.
Avec FAST’R by CB, jusqu’à 95%* des transactions CB peuvent bénéficier d’une exemption d’authentification forte, lorsque le commerçant en fait la demande.
Le PAIEMENT SÉCURISÉ CB aide ainsi à augmenter le taux de transformation grâce à une finalisation d’achat plus fluide pour les paiements présentant un risque faible.
LE PAIEMENT SÉCURISÉ CB améliore jusqu’à 10 points les taux de transformation sur les demandes d’autorisation.
Le PAIEMENT SÉCURISÉ CB est compatible avec :
*Dans le respect de la règlementation pour les commerçants disposant d’un très faible taux de fraude et sous réserve de l’analyse de risque acquéreur et émetteur par les établissements bancaires.
CB accompagne les e-commerçants présentant un très faible taux de fraude.
Contactez-nous pour en savoir plus.
Depuis son lancement la solution de PAIEMENT SÉCURISÉ CB a contribué à faire baisser de plus de 20%* la fraude sur les paiements internet.
Le Paiement Sécurisé CB est une innovation développée par CB qui s’appuie sur le système 3-D Secure et vous permet de réduire le taux de fraude.
Basée sur une solution d’intelligence artificielle et sur l’analyse de milliards de paiements CB annuels, une évaluation du risque à travers le calcul d’un score peut conduire à une recommandation d’authentification forte en cas de suspicion de fraude ou d’obligation règlementaire.
* Source : rapport OSMP Banque de France, juillet 2022
Le service de mise à jour des données cartes CB permet aux e-commerçants de recueillir automatiquement et de façon sécurisée les nouvelles informations de carte bancaire CB en cas de renouvellement.
Le Prestataire d’Acceptation Technique (PAT) du e-commerçant orchestre l’échange d’informations avec la banque du client qui a organisé cet échange.
Le fait de disposer d’informations cartes à jour contribue à réduire les incidents de paiement et à améliorer le taux de transformation.
CB is recognised for its performance, reliability, competitive pricing, and data protection within France in compliance with GDPR.
The CB teams work closely with technical service providers, acquiring banks, and issuing banks on a daily basis, offering innovative and secure services.
Discuss this with your CB acquirer(s) and your Technical Acceptance Provider, and ask them to connect you to the CB Secure Payment platform, “FAST’R by CB.”
“We are very pleased with our collaboration with CB, a local partner that supports us in monitoring and optimising our conversion rates. CB’s Secure Payment solution helps ensure our compliance with strong authentication regulations for payments made via PC, mobile device, and in-app".
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“In light of changing consumer habits, retailers must increasingly adapt and integrate their brick-and-mortar and online stores. Jane de Boy has thus been able to optimise its phygital strategy. Partnering with organisations like the French payment network CB provides security for retailers and builds trust among consumers, regardless of the purchasing channel".
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