Online sales are growing every year at double-digit rates. A wide range of solutions is available to meet all the needs of customers and consumers.
It is used in the context of distance selling.
A distance sale is a commercial transaction that allows an e-retailer to sell a product to a buyer without the buyer being physically present:
In e-commerce, bank card payments are generally the most common payment method, but there are also other options, such as payments via digital wallets, manual entry by the retailer into a point-of-sale terminal (particularly for reservations or orders placed by phone), and SEPA transfers, …
The CB payment network provides a framework for these practices and all the use cases that e-retailers may offer: one-time payments, one-click purchases, subscription sign-ups, multi-channel payments, instalment plans, and deferred payments, etc.
Votre banque acquéreur CB est l’interlocuteur à privilégier. Selon les situations vous pouvez faire appel aux services d’un prestataire d’acceptation technique (PAT) parmi ceux qui sont agréés CB. L’agrément CB permet de garantir la conformité de vos transactions par rapport aux règles CB et aux standards du marché.
L’authentification forte est une exigence européenne édictée dans le cadre de la DSP2 pour renforcer la sécurité des paiements en ligne. Elle rend obligatoire l’initiation d’un processus d’authentification forte au moment du paiement.
There are several solutions available to meet this authentication requirement. The most common method is redirecting users to a new page where they can enter an SMS code or complete a verification on a mobile app. 3D Secure is then activated and verifies your identity. It enhances the risk analysis of the transaction. The consumer enjoys a seamless experience: strong authentication is not required every time; it is triggered only when necessary.
CB has developed a new service to secure and streamline CB payments in e-commerce, based on the EMVCo 3D Secure standard.
Secure Credit Card Payment ensures that online purchases initiated by cardholders are secure.
The CB SECURE PAYMENT padlock logo builds on the trust that consumers place in the CB brand. This logo appears on retailers’ authentication and payment pages. It symbolises the secure processing of their CB transactions.
Safe’R by CB offers a seamless and secure payment process without requiring customer authentication on e-commerce sites.
This programme allows eligible e-retailers to benefit from strong authentication exemptions for payments up to €250, in up to 95% of cases. It applies to consumer-initiated transactions (CIT(1)). Subscription sign-ups and recurring/installment payments are excluded from this programme(2).
The benefits:
(1) CIT: Customer Initiated Transaction = a transaction initiated by the customer
(2) In accordance with PSD2 regulations
Learn about Safe'R by CB in 1 minute:
The Updat'R by CB service enables the automatic and secure updating of CB card information stored by e-retailers when those cards are about to expire.
The customer does not need to manually enter their new credit card information.
This service helps prevent subscription interruptions and makes it easy to pay with just one click when your card expires.
The benefits:
Learn about Updat'R by CB in 1 minute:
Offer your customers payment options on your online store.
This instalment payment solution allows your customers to pay for their purchases on your website in 3 or 4 instalments.
This allows you to:
